Loans for Fico Scores below 500

Thank you for choosing Credit Munchie to help you boost your Fico Score. Here we have a list of eligible loans to help to you boost your Score. The more open lines of credit you have open on your credit report the better!!!

Surge Credit Card. A Surge Mastercard^® with an initial credit limit that ranges from $300 to $750 gives you the financial clout you need. It is very easy to get approved and it reports to all three of the major credit bureaus. A perfect credit card to help boost your score and to establish more credit lines. Click here to apply for a Surge Credit Card.

Check into Cash is one of the leading providers for online payday loans. It is 100% online, unless you would like to pick up the cash at a local branch. They don’t report to the credit reporting agencies, but if you are in need of cash fast, these guys can definitely help you out. Click here to apply now.

NeedHelpLoans.com in our opinion of a one stop shop if you need money fast and running your credit is not an option. They are partnered with nearly all of the online payday loan providers. They are perfect if you need the help now and fast. They don’t report to the bureaus, but we added them on due to covid and the amout of clients that are really struggling at the moment. Click here to apply for a loan at Needhelploans.com.

Opp loans helps so many people get the money they need fast. They deposit right to your banking account up to 4,000. The best part of all there is no credit check and they report your monthly payments to the credit bureaus. Yes, you heard that right, no credit check and they report to the major credit bureaus. Click here to apply for a loan through Opp Loans.

Amazon Credit- One of my favorite credit lines to have is Amazon Credit. You can buy anything on Amazon, best of all it’s fairly easy to be approved. There are 2 types of cards, they have the amazon credit card and the amazon store card. They both report to the major credit bureaus so it doesn’t really matter which one you get, however the amazon store card is slightly easier to get approved for, the amazon credit card will work anywhere they accept visa, the store card will only work with amazon. They have instant approval and you can start shopping right away. Just apply, get approved and start shopping. Then just make your on time monthly payments and watch your Fico Score rise. Click here to apply for a amazon credit or store card.

Lending Club- Lending Club offers all types of loans for whatever you may need. Best part of all they are very easy to get approved for and they report to all 3 of the major credit bureaus. Whether you need a loan because your short on cash, or need to refinance a car or house, or consolidate some debt, Lending Club is probably the easiest and most convenient way to do it. Click here to apply for a loan through Lending Club.

Discover Card- Discover Card recently it seems that they have made their application criteria a little easier to get approved for. They are a major credit card accepted mostly everywhere, and they have one of the best cash back bonus offers around. Bottom line is they are pretty easy to get approved for and they report to all 3 major credit bureaus. I highly recommend discover card to anybody who wants a credit card. Click here to apply for a Discover Card.

TJ Maxx- TJ Maxx is a retail outlet store that sells clothes and other apparel accessories. They offer a store credit card that is very easy to get approved for and they report to all 3 of the major credit bureaus. Just apply for the store card here and get your instant approval, shop on the site, then make your payments on time and watch your score rise. Click here to apply for a TJ maxx store credit card.